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Individual savings accounts allow saving money tax-free. There is a limit set by the government on ISA allowance, and in the 2019/ 2020 tax year, the allowance was £20,000.
One can put money into one cash ISA or stocks or lifetime ISA. The most conventional cash ISA has a lower rate as compared to innovative ISAS.
In cash ISAs, you make cash savings to earn interest or investment gains. In such cases, you do not have to declare ISAs on your annual tax returns.
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